Moolah Metric
MOOLAHMETRIC

The personal finance tracker built for Australians

Escape your broken spreadsheets.

Your finances, encrypted on your device before anything leaves it. No bank logins. No data sharing. Just clarity.

Built for Australians. More regions coming.

Beta is free · $10/yr after · Encrypted end-to-end
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How your data is protected

Your password is your key. We never hold it.

Your password creates your key

When you log in, your password is used to generate a unique encryption key — right here in your browser. That key is never sent anywhere.

Encrypted before it leaves your device

Every account name, balance, and transaction amount is scrambled on your device before being saved. The numbers you see are decrypted locally, in your browser.

We can't read your data

Our servers only ever store scrambled ciphertext. Without your password, the stored data is meaningless — even to us.

Serious tools for serious wealth tracking.

Everything you need to track your journey to financial independence.

Net Worth Tracking

A running history of your assets and liabilities, so you can see exactly how your wealth is growing month by month.

Monthly Sweep

A fast, guided workflow to update every account balance in one session at the end of each month. Done in minutes.

Investment Portfolio

Track your ASX and global holdings, see unrealised gains and losses, and monitor how your money is spread across asset classes.

Transaction Log

Record every buy, sell, dividend, and distribution. Supports DRP, ROC, and interest — the full picture for Australian investors.

Budget Tracking

Set monthly targets for every spending category and track actuals against them. Green, amber, or red — you always know where you stand.

FIRE Calculator

Enter your income, savings rate, and target — get a projected date for financial independence, modelled for Australian conditions.

End-to-End Encrypted

No bank logins. No open banking. Your data is encrypted on your device before it's ever saved — and only you hold the key to unlock it.

Any Device

Install it like an app on your phone or use it in any browser on your desktop. Fast, responsive, and works offline once loaded.